Personal Savings

Advance Savings Account

Tiered interest rates may apply based on the account’s collected balance.
Online banking access is available, subject to applicable terms and service availability.
No minimum ongoing balance is required.
A minimum opening deposit of $100.00 is required.
Simple interest is calculated on the collected balance and credited monthly, subject to the account terms and applicable disclosures.
Up to three (3) withdrawals may be made per calendar quarter without a withdrawal fee; additional withdrawals may be subject to applicable fees or restrictions.

Interest rates and annual percentage yields (APYs) are determined by the applicable balance tier and may vary. Higher collected balances may qualify for higher interest rates and APYs. Deposits and withdrawals remain subject to the account agreement, applicable transaction limits, and available funds.

APY Rewards

Transfers from an Advance Savings Account to another account or to third parties, including pre-authorized, automatic, or telephone transfers, are limited to six (6) per month. Of these transfers, no more than three (3) may be made by check, draft, or similar payment order payable to third parties.

Please refer to the account agreement for applicable transaction requirements, limitations, and fees.

Debit Services

This savings account is designed to help customers set aside funds for future needs. Account features may include access to online services and a debit card for eligible transactions, subject to availability, account terms, and applicable requirements.

PAC Debit Card

A debit card may provide a convenient way to make eligible purchases and withdraw available funds. Card use, transaction access, service availability, and applicable limits are subject to the account agreement and cardholder terms.