Personal Loan

Personal Loan is an all-purpose loan, offering you flexible repayment plans and the option to access additional funds after repayment over time. So whatever you’re financing, it’s easy to lean on us.

Fixed-Term Deposit Account

  • Fixed interest rates may be available for selected account terms.

  • Available terms may range from 91 days to five (5) years.

  • Automatic renewal may be available, subject to account instructions and applicable terms.

  • Funds placed in a fixed-term deposit account are generally held for the selected term. Early withdrawal may be restricted or may result in an applicable charge, subject to the account agreement.

  • Interest payment options may include adding interest to the account balance or transferring interest to an eligible account, where available.

  • Interest may be paid monthly, quarterly, semi-annually, or annually, depending on the selected term and account terms.

Rates, availability, renewal options, interest payments, access to funds, and any charges are subject to the account agreement and applicable disclosures.

Home Equity Line
Femco Bank is a home equity line of credit, a borrowing option secured by equity in a residential property. Depending on eligibility and the applicable agreement, funds may be used for purposes such as consolidating debt or financing home improvements.

Borrowing limits, interest rates, repayment requirements, collateral obligations, fees, and access to funds are subject to eligibility, credit review, and the terms of the loan agreement.

Mortgage
Feco Bank mortgage financing services may be available to eligible applicants for the purchase of a residential property or the refinancing of an existing mortgage. Available loan options, interest rates, repayment terms, fees, and eligibility requirements vary and are subject to application review, supporting documentation, and the applicable loan agreement.
Home Construction Loans

Construction financing may be available to eligible applicants for residential building projects. Femco Financing options, interest rates, loan terms, fees, and approval requirements vary based on the applicant, property, supporting documentation, and the applicable agreement.

Any preliminary eligibility assessment or application is subject to review and does not constitute an approval or commitment to provide financing.